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28 November 2014
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Terms and Conditions of Use

"Website Terms and Conditions of Use"

This website is owned and maintained by Wexford Credit Union Limited. The use of this website is subject to the following terms and conditions which you should read carefully. By using this website you agree to be legally bound by these terms and conditions.

Governing Law and Jurisdiction

Information appearing on this Website is provided in accordance with and subject to the laws of the Republic of Ireland and the laws of the Republic of Ireland govern the conduct and operation of this website. The courts of the Republic of Ireland have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with these Terms and Conditions of Use, the information contained on this Website, and any use made of that information. Any such claims or disputes shall be resolved in accordance with the laws of the Republic of Ireland.

Information Purposes only

We have provided the contents of this Site for your information only. The distribution of information on the Site may be restricted by local law or regulation in certain jurisdictions. This information is not intended for distribution to, or use by, any person or entity in any such jurisdiction and persons accessing these pages should inform them about and observe any such restrictions. If you are in any doubt as to whether this Site can be lawfully used by you please do not proceed further.

Use of Website

Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

Disclaimer as to accuracy of information

Care has been taken in the preparation of the information contained on this Website. The information on this site may be updated from time to time and may at times be out of date. We accept no responsibility for keeping the information on this site up to date or liability for failure to do so.

However, we do not make any representations or warranties as to the accuracy, completeness, timeliness, merchantability, fitness for a particular purpose of the information contained on this Website. Any opinions or comments expressed on this Website reflect our judgement at the date of issue and are subject to change without notice.

Not an offer or solicitation

The information contained on this Website is not intended to nor does it constitute an offer or solicitation of investment, financial or banking services by us or any of us. Unless otherwise stated, residents of the Republic of Ireland only are invited to apply for the credit products and/or any other products/ or services listed. Users of this Website should note that each of these products and services are provided subject to separate specific terms and conditions and/ or separate specific terms of business which should be carefully read.

Amendments

The contents of this Website, including these Terms and Conditions of Use, any information contained on this Website and our Privacy Statement are subject to change and to being updated without notice from time to time.

Security

Please note that Wexford Credit Union Ltd. cannot guarantee the privacy or confidentiality of information relating to you that passes over the Internet. In accessing this Website and in availing of any of the services/information available on or via this Website, you are deemed by these Terms and Conditions of Use to accept that electronic mail messaging and Internet communication may not be free from interference by third parties and may not remain confidential.In all circumstances the use by you of this Website is at your sole risk.

Privacy Statement

Wexford Credit Union Ltd will use your personal data in the manner set out in its Privacy Statement. However, in the event of a conflict between the Privacy Statement and these Terms and Conditions of Use, the Terms and Conditions of Use shall prevail.

General

In the event that any provision in these Terms and Conditions of Use is held to be unenforceable or invalid, such provision shall be severed and the remaining provisions shall be enforceable to the fullest extent permitted by the laws of Republic of Ireland.

Clause headings in these Terms and Conditions of Use are for reference purposes only and shall not be used to construe or determine the meaning of any or all of these Terms and Conditions of Use.

General disclaimer of liability

No member of the Wexford Credit Union Ltd. (or any other person involved with the provision and maintenance of this Website) takes any responsibility for the accuracy of the information provided on this Website. Use of such information is at the user's sole risk. No member of the Wexford Credit Union Ltd. accepts any liability for any loss or damage of any nature, including but not limited to loss of profits, goodwill, or any other type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of:

(i) use of this Website, including but not limited to any electronic mail messaging and Internet communication that may arise from, in the course of or pursuant to such use; and/or

(ii) reliance on the information contained in this Website, whether:

(a) downloaded or not;

(b) authorised or not.

Wexford Credit Union Ltd. makes no representation or warranty or undertaking of any kind in relation to the analysis, information or commentary contained on this Website or the completeness, timeliness, merchantability, fitness for a particular purpose or accuracy of such information.

Hypertext links

This Website may contain hypertext links to websites not maintained by Wexford Credit Union Ltd. Wexford Credit Union Ltd. does not endorse or represent the reliability, accuracy, timeliness, completeness, merchantability, fitness for a particular purpose or quality of any information, goods, services, or products displayed or advertised on such other websites. Wexford Credit Union Ltd. has not verified the truth or accuracy of any content of such websites and no warranty or representation is given or made in respect of the accuracy or truth of the content on such other websites. No member of Wexford Credit Union Ltd. is or shall be (or be deemed to be) a party to any contract that you may or do enter into with the providers of such goods, services or products. You are reminded that different terms and conditions of use will apply to you as a user of such websites. Wexford Credit Union Ltd. hereby disclaims any and all liability for the content of such websites and any loss or damage of any nature suffered by you as a result either: (a) of accessing or using such websites; or (b) availing of or acquiring any or all of the goods, services or products advertised or available on or via such websites.

The use by you of such websites is at your sole risk. No third party is permitted to create a link from another website to this Website without our prior written consent.

Advice

The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Internet communications

In order to maintain the security of its systems, protect its staff and detect fraud and other crimes, Wexford Credit Union Ltd. reserves the right to monitor all internet communications, including web and email traffic, into and out of its domains. Monitoring includes checks for, but not limited to; viruses and other malignant code, criminal activity, and use or content which is unauthorised as being in breach of the Credit Union's Information Security Policies.

Updated: 27 March 2012