Loan Application Process

Please be aware that loans can only be applied for and collected by a member when all Membership Account Details are current & valid.

This includes;

  • Photo reference
  • Current Proof of Identity
  • Current Proof of Address
  • Proof of PPSN

To see an example of acceptable verification documents please click here (Note: we cannot accept the Public Services Card as proof of any of the above)

 

Prior to considering a loan you need to ask yourself a number of questions.

  1. How much can you afford?
  2. How long do you want to have the loan for?

When required we’ll give you professional and friendly advice to help you through this process. Once you decide what type of loan and the amount you would like to request, you are ready to apply for your loan.

During the application process we will:

  • Update your details on our system to ensure data accuracy
  • Ask questions regarding the purpose of the loan
  • Require details of your household income and outgoings.
  • Consult the Irish Credit Bureau and Central Credit Register
  • Request proof of your ability to repay.

Loans are available to adult members only, if you are not a member you must first join the credit union.

Applying for a loan could not be easier!

You can apply in our branch or online

Member can apply online by logging into the CU Online services area, this is similar to online banking. To apply for a loan online you will need to register first.

Members can also apply over the phone or by email:

Tel:  053 9123909

Email:  loans@wexfordcreditunion.ie

 

To speed up your Loan Application, it may be useful to know what documentation is typically required – which can be seen here