Talk to us today about our Home Improvement Loan that’s affordable and reliable at just 9.6% per annum (APR 10.03%).

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:










Loan Enquiry

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What We Require From You


  • Mortgage/rent repayments (if applicable)
  • Credit Card payments (if applicable)
  • HP/PCP agreements (if applicable)
  • Personal loans (if applicable)
  • Any other regular outgoings (if applicable)

Proof of Income

  • Employed - At least 1 payslip (the most recent) or;
  • A copy of bank statements for the previous three months showing net pay or;
  • Three months of incoming payments from employer to your WCU service or current account
  • Self-employed - The latest detailed notice of assessment from Revenue supported by accounts
  • Social Welfare - 1 social welfare slip/docket or 1 welfare payment showing on bank statement*
  • *dated within 2 months of the loan application
  • Retired - Proof of all pensions


  • Photo ID - Drivers Licence / Passport
  • Proof of Address - Utility Bill, Bank Statement dated within the last 3 months
  • Proof of PPSN - Medical Card, Payslip, P60
Lending criteria

Loan Term

  • The maximum term of a home improvement loan is 10 years.

Maximum Amount

  • The maximum amount for a personal loan is 75K

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Drop into our branch, call us at 053 912 3909, or apply online once registered. We give you secure and easy access to your finances but with a personal touch. Not an existing member? Click on the button below for information on becoming a member.

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan please contact Wexford Credit Union today.

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