Introduced to help parents and students to meet the costs of third-level education. Special low interest rate of 4.9% per annum (APR 5.01%). The member is required to hold a minimum of €100 as pledged shares against a student loan.

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Total

Interest

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Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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What We Require From You
1

Outgoings

  • Mortgage/rent repayments (if applicable)
  • Credit Card payments (if applicable)
  • HP/PCP agreements (if applicable)
  • Personal loans (if applicable)
  • Any other regular outgoings (if applicable)
  • Guarantor will need to provide 3 months bank statements (if applicable)
  • Guarantor will need to complete a Statement of Affairs Form (if applicable)
2

Proof of Income

  • Employed - At least 1 payslip (the most recent) or;
  • A copy of bank statements for the previous three months showing net pay or;
  • Three months of incoming payments from employer to your WCU service or current account
  • Self-employed - The latest detailed notice of assessment from Revenue supported by accounts
  • Social Welfare - 1 social welfare slip/docket or 1 welfare payment showing on bank statement*
  • *dated within 2 months of the loan application
  • Retired - Proof of all pensions
  • Guarantor - Guarantor will also need to provide proof of income in line with the above requirements
3

Identification

  • Photo ID - Drivers Licence / Passport
  • Proof of Address - Utility Bill, Bank Statement dated within the last 3 months
  • Proof of PPSN - Medical Card, Payslip, P60
  • Documentary verification of course required, including grant where applicable
Lending criteria

Accepted Student Loan Applications

  • Third Level Education
    Full-time or Part-time Courses
    Apprenticeship Expenses
    Post Leaving Cert Courses
    Student Car

Ability to Repay

  • We may ask for a guarantor in the case of a full-time student.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Drop into our branch, call us at 053 912 3909, or apply online once registered. We give you secure and easy access to your finances but with a personal touch. Not an existing member? Click on the button below for information on becoming a member.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan please contact Wexford Credit Union today.

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