Looking for a personal loan?

At Wexford Credit Union, we understand that life doesn’t always follow a script — and sometimes, a little financial flexibility can go a long way. Our personal loans are designed to support a wide variety of borrowing needs, from planning your dream holiday or upgrading your home to covering education costs or consolidating existing debt -we’re here to help you move forward with confidence.

With competitive rates, flexible repayment options, and no hidden fees, our personal loans are tailored with our members in mind. Every loan application is assessed fairly and individually, by real people who understand your financial story.

Let your goals take flight — apply for a personal loan today and take control of your future.


Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • Mortgage/rent repayments (if applicable)
  • Credit card payments (if applicable)
  • HP/PCP agreements (if applicable)
  • Personal loans (if applicable)
  • Any other regular outgoings (if applicable)
2

Proof of Income

  • Employed - At least 1 payslip (the most recent) or;
  • A copy of bank statements for the previous three months showing net pay or;
  • Three months of incoming payments from employer to your WCU service or current account
  • Self-employed - The latest detailed notice of assessment from Revenue supported by accounts
  • Social Welfare - 1 social welfare slip/docket or 1 welfare payment showing on bank statement*
  • *dated within 2 months of the loan application
  • Retired - Proof of all pensions
3

Identification

  • Photo ID - Drivers Licence / Passport
  • Proof of Address - Utility Bill, Bank Statement dated within the last 3 months
  • Proof of PPSN - Medical Card, Payslip, Employment Detail Summary
Lending criteria

Loan Term

  • The maximum term of a personal loan is 5 years.

Maximum Amount

  • The maximum amount for a personal loan is 25K

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Drop into our branch, call us at 053 912 3909, or apply online once registered. We give you secure and easy access to your finances but with a personal touch. Not an existing member? Click on the button below for information on becoming a member.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan please contact Wexford Credit Union today.

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