Membership Requirements

How to Join?

Membership of Wexford Credit Union is open to anyone who lives or works within our common bond (as well as family members). A child or step-child of a member who is under the age of 18 and living outside the common bond but resident in the Republic of Ireland or the United Kingdom will also be accepted for membership.

What is a “Common Bond”?

This is what unites all members of a credit union. The Common Bond defines the geographic area in which we can operate as a community credit union. Any person and their family members who are living or working in the area are eligible for membership.

In our case it consists of residence or employment in the parishes of Wexford (including Clonard), Glynn and Barntown.

 

What you need to join:

For Adults (over 16 years of age)

1. Proof of identification e.g. passport, driving licence, national identity card, identification form with photo signed by a member of the Gardaí (ML10), Garda Age Card.

2. Verification of address – one of the following would suffice however the document must be dated within the last 3 months:

  • Official documentation issued by the Revenue Commissioners or  The Department of Social Protection
  • Local authority document e.g. refuse collection bill, water charge bill
  • Account statement from a bank, another credit union, a building society or credit card company
  • Utility bill e.g. telephone (including mobile), electric, gas, cable.
  • Household or motor insurance certificate
  • Drivers licence that contains a current address, has been issued in the previous 3 months and is not  being used as your proof of identification.

3. PPS number  verified on official documentation e.g. Drug Payment Scheme card, GP visit card, medical card, payslip, European Health Insurance Card, P60, P21, P45  etc.

For Juveniles (under 16 years of age)

  • Original Birth Certificate or Passport
  • PPS number verified on official documentation
  • Proof of parent’s identification e.g. passport, driving licence
  • Proof of parent’s address e.g. current utility bill (dated within the last 3 months)

Note: In compliance with the OECD Common Reporting Standard which came into effect on 1st January 2016, Wexford Credit Union Ltd. is required to seek information on the tax residency of all of its members. To this effect, all new members must sign a self-certification relating to their tax residency and provide their tax identification number, if tax resident outside of the Republic of Ireland. Failure to sign this self-certification & provide this tax identification number will mean that we cannot open account for you.

As a registered member and as per the Credit Union Act 1997 Section 75 and with the right of inspection allowed for under Section 71, any member of a credit union or any other person having an interest in the funds of a credit union may, at any reasonable hour, inspect the Register of Members at the registered office of Wexford Credit Union, the time and manner as may be determined by the board of directors and subject to terms and conditions.