Membership Requirements

How to Join?

Membership of Wexford Credit Union is open to anyone who lives or works within our common bond (as well as family members). Members residing outside the common bond, in either the Republic of Ireland or the United Kingdom, may apply for membership for their child or stepchild if they are under 18.

What is a “Common Bond”?

This is what unites all members of a credit union. The Common Bond defines the geographic area where we can operate as a community credit union. Any person and their family members living or working in the area are eligible for membership.

In our case, it consists of residence or employment in the parishes of Wexford (including Clonard), Glynn, and Barntown.


What you need to join:

For Adults (over 16 years of age)

1. Proof of identification, e.g., passport, driving licence, national identity card, Garda Age Card.

2. Verification of address – one of the following would suffice; however, the document must be dated within the last three months:

  • Official documentation issued by the Revenue Commissioners or  The Department of Social Protection
  • Local authority documents e.g., refuse collection bill, water charge bill.
  • Account statement from a bank, another credit union, building society, or credit card company
  • Utility bill, e.g., telephone (including mobile), electric, gas or cable.
  • Household or motor insurance certificate
  • Drivers licence that contains a current address has been issued in the previous three months and is not being used as your proof of identification.

3. PPS number verified on official documentation, e.g., Drug Payment Scheme card, GP visit card, payslip, social welfare correspondence, Tax Cert, European Health Insurance Card, Employee Detail Summary, Statement of Liability, P45, etc.

For Juveniles (under 16 years of age)

  • Original Birth Certificate or Passport
  • PPS number verified on official documentation
  • Proof of parent’s identification, e.g., passport, driving licence
  • Proof of parent’s address, e.g., current utility bill (dated within the last three months)

Note: In compliance with the OECD Common Reporting Standard, which came into effect on 1st January 2016, Wexford Credit Union Ltd. is required to seek information on all its members’ tax residency – to this effect, all new members must sign a self-certification relating to their tax residency and provide their tax identification number, if tax resident outside of the Republic of Ireland. Failure to sign this self-certification & provide this tax identification number will mean we cannot open an account for you.

As a registered member and as per the Credit Union Act 1997 Section 75 and with the right of inspection allowed for under Section 71, any member of a credit union or any other person having an interest in the funds of a credit union may, at any reasonable hour, inspect the Register of Members at the registered office of Wexford Credit Union, the time and manner as may be determined by the board of directors and subject to terms and conditions.