WHY SAVE WITH WEXFORD CREDIT UNION?

Saving with Wexford Credit Union is one of the best choices you can make.

Find out about the benefits of membership of Wexford CU

By saving with Wexford Credit Union, you’re not just another customer, but an active member of a highly successful financial co-operative, which provides security and protection for your savings.

Members of the Credit Union come together to save on a regular, secure basis, and from this fund, to provide loans to each other. A dividend is usually paid to every member once a year.

Top Ten Reasons:

Easy Access

You have easy access to your savings. You can withdraw some or all of your money whenever you want (provided they’re not pledged as security for a loan).

Savings guarantee

Your savings are fully secure. They are protected by the Irish Deposit Guarantee Scheme (you can save up to a maximum of €100,000).

Competitive dividend

Any surplus income generated is returned to members as a dividend and/or reinvested to improve services.

Pro-rata dividend

When we declare a dividend, each share you hold for that year is eligible for a dividend. The more shares you hold, the greater your dividend.

No Fees

There are no transaction fees or hidden charges on savings accounts (and loan accounts).

Free life savings insurance

Savings are insured at no direct cost to each eligible member. The insurance is paid in addition to the savings you hold at the time of your death.

Member owned

Wexford Credit Union is owned by its members, for the benefit of its members.

Community organisation

We are part of the local community. We exist for people, not for profit and actively support the local community.

Democratic body

Members enjoy equal rights to vote (one member, one vote) and participate in decisions affecting the credit union.

Members helping members

You have the added satisfaction of knowing that your savings are put to good use and made available to fellow members in the form of loans.

Savings and Loans

Money in all accounts can be used as collateral against a loan. The savings of borrowers who have defaulted can be applied to their loan account in default. Terms and conditions apply.